GICs

Guaranteed Investment Certificates (GIC) offer a safe way to invest your money, as your principal and interest rate are guaranteed. Whatever you’re saving for, keep your money secure with GICs.

Why invest in a GIC?

Because you’re guaranteed to keep what you invest, GICs are a great choice if you’re looking for a safe place to keep your savings. And because there are many different types of GICs to choose from, it’s easy to find one that fits your particular savings goal. For example, GICs might be the perfect fit for you if you are:

Oaken Financial GICs

At Oaken, our GICs give you the opportunity to build your savings on your terms, with flexible options that put you in control of your money. With our GICs, you’re in the driver’s seat:

Invest in security

All our GICs are eligible for Canada Deposit Insurance Corporation (CDIC) coverage, up to applicable limits, so your savings are protected and your money will be there when you need it.

Build your savings

We offer some of the highest GIC rates available. That means you can enjoy the combination of guaranteed principal and the opportunity to securely build your savings over time.

Make the most of your money with proven investment strategies

Ladder by maturity date

Instead of putting all of your savings into one GIC, consider dividing it up among multiple GICs with different maturity dates. You can earn the higher rates that come with longer term GICs, while having access to some of your money sooner with shorter term GICs. Plus, only a portion of your investment will be exposed to interest rate changes at any given time, providing protection against any fluctuations in the market.

What GICs are right for you?

Our range of GIC options are available in both Registered or Non-registered plans. To learn more about each, click on a link below:

Non-Registered GICs Registered GICs
Personal | Commercial TFSA | RSP | RIF