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Guaranteed Investment Certificates (GICs)

Choose an Oaken GIC with competitive rates, guaranteed returns and flexible options designed to help you reach your savings goals.

 

Eligible deposits are protected by CDIC, up to applicable limits.

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See how much your savings could grow

Curious what today's GIC rates could earn you? Use our GIC Calculator to estimate your return based on your deposit amount and investment term.

Calculate your earnings

Oaken GIC laddering strategy

Build flexibility into your savings while maintaining guaranteed returns

A GIC ladder helps balance guaranteed returns with regular access to your money.

 

Instead of investing all your savings into a single term, you spread your investment across multiple GIC terms with different maturity dates.

 

Benefits:

  • Access a portion of your money every year
  • Reduced reinvestment risk
  • Interest rate diversification
  • Maintain principal protection
  • Guaranteed growth
  • Build a disciplined savings strategy
Use the GIC calculator