Read our saversodes

I’m turning the big 4-0 this year. It seems like yesterday when I celebrated my 30th birthday with all my closest friends, but a decade has passed just like that. During that time, I became a father and changed careers. It’s crazy to think about all I’ve been through over the last 10 years. Many...read more

Every year I make sure to update my budget in January. Making a few adjustments is usually necessary as the cost of some expenses have likely changed, so I want to make sure that my budget is still accurate. When we hit the mid-point of the year, I then like to do an audit to...read more

We’re more than a year into the global pandemic and some people are struggling financially. Many people have lost their jobs or have seen their hours cut. I saw my income drop by 75% during the peak of the pandemic. I’ve managed to rebound since then, but I had to make some lifestyle changes a...read more

article-image

Is a cashless society possible?

According to a recent study from Payments Canada, alternative payment methods are gaining traction and the use of cash to conduct transactions is on the decline. Credit and debit cards have been in common usage for many years in Canada, but as technology has advanced, connecting credit and debit cards to smart devices has made...read more

Having a baby for the first time (or another child) is exciting, but stressful at the same time. You’ll be dealing with a lack of sleep, constant feedings, diaper changes and quite often, a significant drop in income. Expenses you’ve never had to deal with in the past will all of a sudden start adding...read more

article-image

How to avoid lifestyle creep

Back in 2004, I landed my first full-time job that paid me $40,000 a year. This was a huge accomplishment for me, which came with a pretty big pay bump. Instead of treating myself to something nice with my first big paycheque, I focused on increasing my savings. I’m not sure why I did this...read more

article-image

10 tips to save money right now

Saving money is a top priority for many Canadians, but that’s always easier said than done. Everyone knows that eating out less or taking public transportation will help you save, but that’s not always practical. If you want to see a difference in your monthly budget, you may need to make sacrifices. But sometimes, all...read more

Categories

category-icon

Saving strategies

category-icon

GIC

category-icon

Retirement

category-icon

Travel and lifestyle

category-icon

Bank of Canada

category-icon

Saversodes