GICs
Choose the Guaranteed Investment Certificate that's right for you, from the terms and options available.
Savings
At 3.40%, we have one of the highest rates available, with no minimum balance and no fees.
CDIC
Safe and secure savings, with all deposits eligible for CDIC coverage, and a choice of two issuers.
Secure digital banking
Access Oaken Digital to manage all your Oaken investments. Check your balances, link your external accounts, transfer funds and track your transactions, whenever you like!
Top 1-Year GIC
2022
Top 5-Year GIC
2022
Best Cashable GIC
2019
Best GIC
2018
Watch our Saversodes
Safety and Security
Because our savings accounts and GICs are eligible for CDIC coverage, your money is always protected, up to applicable limits.
Great rates
Our interest rates are highly competitive, in fact they are some of the best available in Canada.
No monthly fees
We don’t charge fees to open your account, or to use it. So you can make as many transactions as you like.
Long-established history
Backed by Home Bank, and powered by Home Trust Company, we have deep roots in Canada and long-term relationships with our customers.
Two issuers
You can choose from either Home Bank or Home Trust Company for each deposit, both of which are separate members of CDIC.
Flexible solutions
It’s your money, and we feel you should be able to do what you want with it. We offer choice and flexibility so you can build a solution that suits you best.
Approachable service
No matter your question, compliment or complaint, we’re here to help! We strive to deliver outstanding and friendly service, every time.
Your best interests
We have your best interests at heart, so we’re always looking out for you, and we’re dedicated to helping you make the most of your hard-earned money.
Are you an existing Oaken customer?
Other ways to open an accountCommercial applications can be downloaded here and mailed to us.
Or if you prefer to make an appointment to apply in person, you can do so by viewing our Oaken store locations. For more information, please email service@oaken.com or call 1-855-OAKEN-22 (625-3622) from Monday to Friday 8:00AM to 8:00PM EST and Saturday from 9:00AM to 5:00pm EST.